Quick Intro

If you have UNUM dental insurance, Blue Dental NYC on the Upper East Side accepts many plans under the UNUM or associated benefit network. We verify your benefits in advance, provide clear cost estimates, and handle claims so your care is smooth and straightforward.

UNUM plans we typically work with

We accept various UNUM dental plans, including PPO or network-based options, as well as group employer plans. Because policies vary, we’ll confirm your specific plan ahead of time. Please send or bring a photo of your UNUM dental insurance card (front/back) with your date of birth. We’ll check your plan’s deductible, copays, annual maximum, frequency limits, and any waiting periods before your appointment.

What your UNUM plan may cover

Many UNUM plans offer preventive care, including exams, cleanings, and routine X-rays, often with low or no copay. Basic restorative work like fillings and simple extractions is typically partially covered. Major restorative services such as crowns, bridges, dentures, and root canal therapy may require prior authorization. Emergency dental care—such as relief for toothaches, broken or chipped teeth, and lost crowns—is usually included. Cosmetic or elective procedures like whitening or veneers often have limited coverage depending on your specific policy.

Our services for UNUM-insured patients

Blue Dental NYC offers comprehensive dental care to help you make the most of your UNUM benefits. Our services include preventive/general dentistry (check-ups, cleanings, maintenance), restorative care (fillings, crowns/bridges, root canals), implant prosthetics, cosmetic enhancements (veneers, whitening) when applicable, periodontal care, oral health maintenance, and emergency dental services.

How we simplify the insurance process

We verify your UNUM benefits before your visit using your insurance details. We provide a transparent cost estimate for your copays or other out-of-pocket expenses before treatment begins. We submit claims electronically to UNUM when possible, assist with any documentation, and provide itemized receipts for your records or for use with FSAs/HSAs or employer reimbursements.

New patient checklist

Bring your UNUM dental insurance card (or a clear photo) and a valid ID. Include your medication and allergy history. If you have recent dental records or X-rays from previous dental work, bring those too. Also, have a payment method ready for copays or services not fully covered by insurance.

FAQs

Do you accept all UNUM plans?
We accept many UNUM dental plans, especially PPO and employer/group options. However, coverage depends on your specific policy—so we always verify in advance.

Is prior authorization required?
For major restorative work (crowns, bridges, root canals, dentures), many UNUM plans require pre-authorization. We can handle that process for you.

Can I get a cost estimate before treatment?
Yes—once we verify your UNUM benefits, we’ll provide a detailed cost estimate so you know your financial responsibility before any procedure.