Quick intro

Are you covered by Ameritas dental insurance? Blue Dental NYC on the Upper East Side accepts many Ameritas plans and makes it easy to understand your benefits, manage your costs, and receive high-quality dental care without surprises.

Ameritas plans we typically work with

• Ameritas PPO / DPPO plans that offer flexibility and coverage benefits for in-network providers.
• Ameritas “Premier” or similar network levels — coverage details vary by employer/group.
• Employer and group plans under Ameritas — benefits determined by specific plan design.

To confirm your coverage, bring or email a photo of your Ameritas insurance card (front & back) along with your date of birth. We’ll verify your deductible, copay(s), any waiting periods, and your plan’s annual maximum beforehand.

What your Ameritas plan may cover (examples)

While each plan differs, here are services commonly included in many Ameritas policies:

Type of ServiceCommon Coverage ElementsPreventive careCleanings, regular exams, routine X-rays, fluoride treatments often at little/no copayBasic restorative workFillings, minor tooth repair, simple extractionsMajor restorative careCrowns, bridges, dentures, root canal therapy (often requires prior authorization)Emergency dental carePain relief, broken tooth repair, etc.Cosmetic or electiveUsually limited or excluded unless medically necessary

Our services for Ameritas-insured patients

• Routine cleanings, exams, preventive care
• Fillings, crowns, bridges, root canals
• Gum (periodontal) health and maintenance
• Cosmetic enhancements like bonding or whitening (if covered by your plan)
• Urgent or emergency dental care

Insurance made simple

1. Benefit verification before your first appointment — we’ll check your Ameritas plan using your card details.
2. Cost estimate provided ahead of treatment so you know your out-of-pocket.
3. We file claims electronically whenever possible.
4. Receipts & documentation given for FSAs / HSAs or employer reimbursement.

New patient checklist

• Ameritas insurance card (photo or physical) + government ID
• Medication/allergy list
• Dental history or recent X-rays/records (if available)
• Payment method for copays or any non-covered treatments

FAQs

Do you accept all Ameritas plans?
We accept many, especially Ameritas PPO/DPPO and similar plan designs. We’ll always verify the specific plan and benefit level for your policy.

Is prior authorization required?
For larger restorative or prosthetic work (crowns, bridges, implants, etc.), many Ameritas plans require a pretreatment estimate or pre-authorization. We help with that process.

Can I see a cost estimate before treatment?
Yes. Once we verify your benefits, we’ll give you a treatment plan with projected costs so you understand your financial responsibility before any work.